# Calculate My Stamp Duty UK

> Free UK stamp duty calculators and reference guides covering all three UK property tax systems: SDLT (England and Northern Ireland), LBTT (Scotland), and LTT (Wales). Rates are verified against official HMRC, Revenue Scotland, and Welsh Revenue Authority figures and kept current for 2026.

Key facts for the 2026 tax year: England and Northern Ireland SDLT starts at £125,000 (first-time buyers pay nothing up to £300,000; second homes add a 5% surcharge; non-UK residents add a further 2%; companies buying residential property over £500,000 can pay a 17% flat rate). Scotland LBTT starts at £145,000 (first-time buyer relief to £175,000; Additional Dwelling Supplement is 8%). Wales LTT starts at £225,000 (no first-time buyer relief; additional properties use separate 5% to 17% bands). The tax that applies depends on where the property is located, not where the buyer lives.

## Calculators

- [Stamp Duty Calculator](https://calculatemystampduty.co.uk/): Main UK stamp duty calculator for England and Northern Ireland purchases
- [First-Time Buyer Calculator](https://calculatemystampduty.co.uk/calculators/first-time-buyer-calculator): Applies FTB relief, £0 up to £300,000 and 5% to £500,000
- [Second Home Calculator](https://calculatemystampduty.co.uk/calculators/second-home-calculator): 5% additional-property surcharge for second homes and buy-to-let, with refund estimate
- [Scotland LBTT Calculator](https://calculatemystampduty.co.uk/calculators/scotland-lbtt-calculator): Land and Buildings Transaction Tax including 8% ADS
- [Wales LTT Calculator](https://calculatemystampduty.co.uk/calculators/wales-ltt-calculator): Land Transaction Tax including higher residential rates
- [Northern Ireland Calculator](https://calculatemystampduty.co.uk/calculators/northern-ireland-stamp-duty-calculator): SDLT for Northern Ireland purchases
- [Non-Resident Buyer Calculator](https://calculatemystampduty.co.uk/calculators/non-resident-buyer-calculator): Adds the 2% non-UK resident surcharge
- [Stamp Duty Refund Calculator](https://calculatemystampduty.co.uk/calculators/stamp-duty-refund-calculator): Surcharge refund after selling a previous main residence within 36 months
- [Shared Ownership Calculator](https://calculatemystampduty.co.uk/calculators/shared-ownership-calculator): Market value election vs staged payment options
- [Commercial Stamp Duty Calculator](https://calculatemystampduty.co.uk/business/commercial-stamp-duty-calculator): Non-residential and mixed-use rates, company and holiday-let purchases
- [Historical Stamp Duty Calculator](https://calculatemystampduty.co.uk/calculators/historical-stamp-duty-calculator): What stamp duty would have been in any era from 2003 to 2025

## Current Rates

- [UK Stamp Duty Rates 2026](https://calculatemystampduty.co.uk/rates/stamp-duty-rates-2026): Full SDLT band tables with worked examples, plus LBTT and LTT comparison
- [Scotland LBTT Rates](https://calculatemystampduty.co.uk/rates/scotland-lbtt-rates-current): Current LBTT bands, ADS, and first-time buyer relief
- [Wales LTT Rates](https://calculatemystampduty.co.uk/rates/wales-ltt-rates-current): Current LTT main and higher residential bands
- [April 2025 Changes](https://calculatemystampduty.co.uk/rates/april-2025-stamp-duty-changes): Nil-rate band reverted to £125,000 and FTB threshold to £300,000 on 1 April 2025
- [Stamp Duty History](https://calculatemystampduty.co.uk/rates/stamp-duty-history): Rate changes from 2003 to today, including the 2020-21 holiday

## Core Guides

- [How Is Stamp Duty Calculated](https://calculatemystampduty.co.uk/guides/how-is-stamp-duty-calculated): The slice-based banding method explained step by step
- [Second Home Stamp Duty](https://calculatemystampduty.co.uk/guides/second-home-stamp-duty): 5% surcharge rules, exemptions, and the 36-month refund window
- [First-Time Buyer Complete Guide](https://calculatemystampduty.co.uk/buyer-types/first-time-buyer-complete-guide): Eligibility, worldwide property rule, joint purchases
- [Buy-to-Let Complete Guide](https://calculatemystampduty.co.uk/buyer-types/buy-to-let-complete-guide): Investor stamp duty including the surcharge and company routes
- [SDLT Filing and Payment Guide](https://calculatemystampduty.co.uk/guides/sdlt-filing-payment-guide): 14-day deadline, SDLT1 form, penalties, and amendments
- [Refund Claim Process](https://calculatemystampduty.co.uk/reliefs/refund-claim-process): How to claim a stamp duty refund from HMRC
- [Which Stamp Duty System Applies](https://calculatemystampduty.co.uk/regions/which-stamp-duty-system-applies): SDLT vs LBTT vs LTT, decided by property location
- [When and How You Pay](https://calculatemystampduty.co.uk/lifecycle): Stamp duty timing across the purchase process

## Regional Guides

- [Scotland LBTT Guide](https://calculatemystampduty.co.uk/regions/scotland-lbtt-complete-guide): Filing through Revenue Scotland, ADS refunds, and penalties
- [Wales LTT Guide](https://calculatemystampduty.co.uk/regions/wales-ltt-complete-guide): Filing through the Welsh Revenue Authority and the higher-rates band structure
- [Northern Ireland Guide](https://calculatemystampduty.co.uk/regions/northern-ireland-sdlt-guide): SDLT in Northern Ireland with local market context
- [Overseas Resident Guide](https://calculatemystampduty.co.uk/regions/uk-property-overseas-resident): The 2% non-resident surcharge and how it stacks

## Reference

- [Stamp Duty Glossary](https://calculatemystampduty.co.uk/stamp-duty-glossary): Definitions of every stamp duty term from ADS to transfer of equity
- [Stamp Duty by Property Price](https://calculatemystampduty.co.uk/scenarios/stamp-duty-by-property-price): Worked costs at 20 price points from £250k to £2m
- [Compare Scenarios](https://calculatemystampduty.co.uk/compare): FTB vs standard, England vs Scotland, company vs personal, pre vs post April 2025
- [Contact HMRC for SDLT](https://calculatemystampduty.co.uk/official/hmrc-contact-stamp-duty): Phone, post, and online channels for stamp duty queries

## Optional

- [All Calculators](https://calculatemystampduty.co.uk/calculators): Full calculator index
- [Reliefs and Exemptions](https://calculatemystampduty.co.uk/reliefs): Every SDLT relief including replacement main residence and group relief
- [Property Types](https://calculatemystampduty.co.uk/property-types): Mixed-use, commercial, land, new build, and more
- [News](https://calculatemystampduty.co.uk/news): Stamp duty policy changes and market analysis
- [HTML Sitemap](https://calculatemystampduty.co.uk/sitemaps): Complete page index