Stamp Duty Reliefs & Exemptions
You may be able to reduce or eliminate your stamp duty bill. Find out which reliefs apply to you.
Available Reliefs
First-Time Buyer Relief
No stamp duty on properties up to £300,000. Pay just 5% on the portion between £300k and £500k. Maximum property value £500,000.
Multiple Dwellings Relief (MDR)
Reduced rates when buying multiple residential properties in a single transaction. Tax is calculated on average property value.
Surcharge Refund (36 Month Rule)
Claim back the 5% surcharge if you sell your previous main residence within 36 months of buying a new one.
Replacement Main Residence
Avoid paying the 5% surcharge altogether if you're replacing your main home and selling the old one.
Full Exemptions
Some transactions are completely exempt from stamp duty.
Properties under £40,000
No stamp duty on properties priced below £40,000
Transfer on death
Property inherited through a will is exempt from stamp duty
Divorce transfers
Property transferred under a court order during divorce is exempt
Deed of variation
Redirecting inherited property within 2 years is exempt
Charity purchases
Registered charities are exempt when buying for charitable purposes